At KCB, we believe banking should be easy, fun, and rewarding - that's why we offer Smart Choice Rewards! It's free checking that pays you in ways that matter every month.
Download the app of your choice and add your debit card to your new mobile wallet. From there just use your phone to pay for goods and services at participating retailers! Explore Google and Samsung Pay for discounts and cash back offers when using your KCB debit card to shop.
Whether you are saving for your retirement or the future of new family members, let’s discuss your investment options and the safest roadmaps to reach your goals.
You can open an account online in minutes or contact us for assistance in selecting the perfect account type for your needs.
Here’s an account that pays you! Earn 1.5% APY* paid on daily balances up to $25,000. 0.05% APY* if Qualifications are not met. Combine with a Smart Choice Savings Account to earn more! Oh, and you also receive refunds on ATM fees nationwide up to $25.00 per month.
Don’t maintain a large balance? That’s ok. The sister account to Smart Choice Interest still pays you back every month. Just meet the qualifications each month, use your debit card transactions to earn 2.5% cash back up to $10.00 each month. i.e. $300 in debit card transactions earns $7.50. And yes, ATM refunds up to $25.00 on your SCRC account!
If you’ve maxed out your Smart Choice Savings move that additional money to our stable Money Market account. Earn interest on this account. The rate fluctuates so call us to find out the current APY. KCB is always at or near the top of Money Market rates paid in Southwest Kansas. Dip below $1,000 during the month and a $5 maintenance fee will be activated. Also, keep that balance above $1,000 to earn interest. Remember, 6 debits are free, additional debits will run you $1.00 each.
Save for a rainy day. We offer great rates with peace of mind that your investment is safe!
The Kearny County Bank offers a variety of Certificates of Deposit (CD) with maturities ranging from 3 months to 5 years. Interest is paid by credit to a checking or savings account, paid by check or can be compounded to the face of the CD. Higher rates are available for larger balances and rates may be negotiated for balances over $100,000.
The safe and simple way to save for retirement!
The Kearny County Bank offers Traditional, Roth, Rollover and SEP IRA's that will enable you to meet your retirement savings goals. Your IRA funds can be invested in the bank's certificates of deposit or its popular and competitive 10 year variable rate certificate of deposit.
221 N Main Street
PO Box 67
Lakin, KS 67860
Garden City Branch
1910 E Mary Street
PO Box G
Garden City, KS 67846