Fee Schedule

Other Checking/Savings Fees

Account Closing Fee (within 90 days of opening)  $25*
Account Inquiry Print Screens  $2
Checkbook Balancing (Per Hour)  $25
First Time Assistance  $0
Inactivity Account Fee per Month
  Checking (after 6 months)  $7*
  Savings (after 12 months)  $2.50*
Dormant Account Fee per Month
  Checking (after 12 months)  $7
  Savings (after 24 months)  $7
Garnishment Fee  $15
Tax Levies  $15
Research (per hour / $15 minimum) $25
Research/Image Copies (each)  $1
Deposited Item Returned (per item)  $3
Non-Sufficient Fund Check/NSF (per item)  $20
  Represented NSF Item Fee $20
Overdrafts/OD (per item)  $20
Stop Payment  $15
Special Statement  $5
Duplicate Statement  $7
Counter Checks (per package of 12)  $5
*Not applicable to Smart Choice Accounts
**Smart Choice inactive accounts may be converted to a fee account.”

Other Services

Fax Service
Outgoing  $3 + $0.50 per page
Incoming  $3 + $0.25 per page
KCB Advantage Accounts  $1.50 Discount
Photocopies  $0.25 per page
  KCB Advantage Accounts 5 free per month
Notary Service  $0
  Non-Customer  $2
Medallion Signature Guarantee  $10
  Non-Customer  $20
Wire Transfers
  Outgoing Domestic  $20
  KCB Advantage Accounts  $15
  Outgoing International  $35 + Cost
  KCB Advantage Accounts  $30 + Cost
  Incoming Wires (KCB Customers)  $0
  Non-Customers  $30
Collection items
  Incoming and Outgoing  $20
  Foreign Currency Orders & Exchanges  $10 + Cost

ATM/Debit Card Fees

ATM Card Annual Fee (Savings & MMDA)  $15
ATM/Debit Card Re-pin Fee  $2
ATM/Debit Replacement Card Fee  $5
Non-KCB ATM Withdrawal Fee (1st 4 free/month)  $2

Internet Banking Fees

Account Access  $0
Bill Pay Service  $0
Online Bill Pay Overdrafts (per item)  $25**
Online Bill Pay Non-Sufficient Fund (per item)  $25**
**This fee is in addition to the KCB OD/NSF fee

Miscellaneous

Money Orders  $2**
Cashier Check  $3**
**KCB Advantage Accounts – Up to 5 free per month
Gift Card Fee (per card)  $4
Deposit Bag (zippered)  $5
Night Deposit Key & Lock Bag  $20
ACH Origination – Manually  $1.50 per item

Check Cashing

Active Checking Customers  $0
Active Savings Customers
(If $500 average balance maintained) $0
All Others  $5 + $1 per $100

Safety Deposit Boxes

Lakin  Annual Fee
3 x 5  $9
4 x 5  $12
5 x 5  $18
3 x 10  $24
4 x 10  $30
5 x 10  $36
8 x 10  $48
10 x 10  $60
Box Drilling  $100
*In addition to Billing Surcharge
** Contents not insured by FDIC

Safety Deposit Boxes

Garden City Annual Fee
3 x 10  $25
5 x 10  $45
10 x 10  $65
Box Drilling  $100-$200
Billing Surcharge  $5
Lost Key Replacement  $20
Late Payment  $5
Non-Customer Surcharge  $10*
*In addition to Billing Surcharge
** Contents not insured by FDIC
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Member FDIC
Garden City Bank

Garden City Branch

Bank in Southwest Kansas

1910 E Mary Street
PO Box G
Garden City, KS 67846
620-271-9700

Kearny County Bank

Lakin Branch

Bank in Southwest Kansas

221 N Main Street
PO Box 67
Lakin, KS 67860
620-355-6222

  • Mon - Fri
    8:00am - 5:30pm
  • Sat
    9:00am - 12:00pm
Bank in Southwest Kansas

Kearny County Bank
KCB looks forward to helping you discover countless financing solutions.

Lakin, Kansas

Lakin Branch
221 N Main Street
PO Box 67
Lakin, KS 67860
620-355-6222

Garden City, Kansas

Garden City Branch
1910 E Mary Street
PO Box G
Garden City, KS 67846
620-271-9700

*APY = Annual Percentage Yield
Routing Number: 101106625
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